Free Dividend Calculators

All calculators

• Dividend Growth Calculator

  Project a portfolio forward. Set a starting investment, monthly contributions, dividend yield, dividend growth rate and share price growth, then see where the income lands. Includes a DRIP toggle with a chart comparing reinvestment against taking the cash, plus optional tax and inflation adjustments and a year-by-year table.

  Answers: what will this portfolio be worth, and what will it pay me?

• Dividend Growth Rate Calculator

  Work backward from real dividend history. Enter two figures and the years between them, or a full year-by-year record, and get the compound annual growth rate. Also reports total growth, doubling time, and in detailed mode a simple average alongside the CAGR so you can see whether growth was steady or lumpy.

  Answers: how fast has this dividend actually been growing?

• Monthly Dividend Income Calculator

  Start from an income goal instead of an investment. Enter a target monthly income and a portfolio yield to get the capital required, the gap from what you already have, and a rough timeline if you add contributions. Includes a table showing the same target at several different yields.

  Answers: how much do I need invested to earn a given income?

• Dividend Capture Calculator

  For the short-term trade rather than the long hold. Buy before the ex-dividend date, collect the payment, sell after. Enter the price, dividend, spread and your ordinary income tax rate and it returns the net result plus the price recovery the trade needs to break even. Because a capture trade fails the qualified holding period, the tax rate does most of the work.

  Answers: does this trade actually make money after tax?

• Dividend Yield Calculator (with Yield on Cost)

  Two views of the same dividend. Enter a payment and share price for the current yield, add your cost basis to see yield on cost alongside it, and add your share count for annual and monthly income. Also reports the yield an alternative investment would need to beat, which falls out of the same arithmetic.

  Answers: what does this pay today, and what does it pay me?

• Dividend Payout Ratio & Coverage Calculator

  Enter dividend, EPS and free cash flow and get both payout ratios side by side, sector-adjusted for REITs, BDCs and utilities so a structurally high payout doesn't read as a false alarm. Not a proprietary safety score, just the arithmetic, shown both ways because the two ways can disagree.

  Answers: how much cushion does this dividend actually have?

How these calculators were checked

Each calculator page lists the sources behind its formulas, and where a formula is our own, such as the break-even on the capture page, the page shows the method. Where a page works through an example, the figures are calculated separately and then compared with what the tool returns. Each page also says what it assumes and what it leaves out. How pages are researched and written, including the use of AI assistance, is explained on the methodology page.

Background reading

The calculators assume a few concepts. If any of the inputs are unfamiliar, the guides section covers reinvestment mechanics, how dividend growth is measured, payment frequency, yield on cost, US dividend taxation, and what the Dividend Aristocrats label actually requires.