Terms of Service
Last updated: October 2026
By using DividendGrowthCalculator.com ("the Service") at https://dividendgrowthcalculator.com, you agree to these Terms of Service. The Service means the whole site: the six calculators, the seven guides, and the pages that connect them.
Use of the Service
The Service is provided "as is" for informational and educational purposes only. You agree not to misuse, reverse-engineer, or attempt to disrupt the Service.
No warranty
The calculators are educational planning tools. Their results are estimates that depend on the numbers you enter, and each one models only what its own page says it models. A projection is a planning estimate, not a forecast. The methodology page explains how the tools and guides are built and what they leave out. Results and guide content are provided without warranty of accuracy, completeness, or fitness for a particular purpose, and a guide can contain an error or fall out of date even when its claims are sourced.
The Service is not financial, investment, tax, or legal advice. Projections assume constant growth rates that real markets do not guarantee, and dividends can be reduced or eliminated at any time. Nothing on this site is a recommendation to buy, sell, or hold any security.
Limitation of liability
DividendGrowthCalculator.com and its operators are not liable for any damages arising from use of, or inability to use, the Service, including any investment decisions made based on the output of its calculators or the content of its guides.
Links to other sites
The guides link to outside sources, such as IRS.gov and other publishers, for reference. Their content and policies belong to them, and we are not responsible for them.
Advertising and affiliate links
The site does not currently show ads or use affiliate links. If either is added, it will be clearly marked, and the Privacy Policy will be updated before it goes live.
Intellectual property
All content, design, and code on this site are owned by DividendGrowthCalculator.com unless otherwise noted.
Changes to terms
We may update these Terms at any time; continued use constitutes acceptance of the revised Terms.
Governing law
These Terms are governed by the laws of the jurisdiction in which the site operator resides, unless otherwise required by applicable law.
Privacy and contact
How the site handles data is explained in the Privacy Policy. Questions about these Terms can be sent through the Contact page.
Last updated: October 2026